RWA: Real-World Assets on Chain
Access US Treasury yields, tokenized real estate, and more — invest in the real economy with stablecoins. Start by buying USDT or USDC.
Live tokenized properties on RealT — invest from $50
15777 Ardmore St
Detroit, MI · Single Family
$72,000
10.2% APY · $48.37/token
10024-10028 Appoline St
Detroit, MI · Multi Family
$135,000
9.8% APY · $52.12/token
4680 Buckingham Ave
Detroit, MI · Duplex
$89,500
11.4% APY · $50.25/token
19317 Gable St
Detroit, MI · Single Family
$67,400
10.7% APY · $49.50/token
1542 S Ridgeway Ave
Chicago, IL · Multi Family
$148,000
8.5% APY · $52.80/token
6923 S Merrill Ave
Chicago, IL · Single Family
$112,000
9.1% APY · $51.45/token
1815 S Byrne Rd
Toledo, OH · Commercial
$95,000
11.8% APY · $50.00/token
3432 Harding Dr
Toledo, OH · Single Family
$62,000
10.5% APY · $48.90/token
15777 Ardmore St
Detroit, MI · Single Family
$72,000
10.2% APY · $48.37/token
10024-10028 Appoline St
Detroit, MI · Multi Family
$135,000
9.8% APY · $52.12/token
4680 Buckingham Ave
Detroit, MI · Duplex
$89,500
11.4% APY · $50.25/token
19317 Gable St
Detroit, MI · Single Family
$67,400
10.7% APY · $49.50/token
1542 S Ridgeway Ave
Chicago, IL · Multi Family
$148,000
8.5% APY · $52.80/token
6923 S Merrill Ave
Chicago, IL · Single Family
$112,000
9.1% APY · $51.45/token
1815 S Byrne Rd
Toledo, OH · Commercial
$95,000
11.8% APY · $50.00/token
3432 Harding Dr
Toledo, OH · Single Family
$62,000
10.5% APY · $48.90/token
15777 Ardmore St
Detroit, MI · Single Family
$72,000
10.2% APY · $48.37/token
10024-10028 Appoline St
Detroit, MI · Multi Family
$135,000
9.8% APY · $52.12/token
4680 Buckingham Ave
Detroit, MI · Duplex
$89,500
11.4% APY · $50.25/token
19317 Gable St
Detroit, MI · Single Family
$67,400
10.7% APY · $49.50/token
1542 S Ridgeway Ave
Chicago, IL · Multi Family
$148,000
8.5% APY · $52.80/token
6923 S Merrill Ave
Chicago, IL · Single Family
$112,000
9.1% APY · $51.45/token
1815 S Byrne Rd
Toledo, OH · Commercial
$95,000
11.8% APY · $50.00/token
3432 Harding Dr
Toledo, OH · Single Family
$62,000
10.5% APY · $48.90/token
4852 Horton Rd
Cleveland, OH · Single Family
$78,500
9.6% APY · $49.75/token
272 NE 42nd Court
Deerfield Beach, FL · Single Family
$185,000
7.2% APY · $108.83/token
8181 NW 8th St
Miami, FL · Multi Family
$215,000
6.8% APY · $55.20/token
2661 Aleen Dr SE
Atlanta, GA · Single Family
$128,000
8.3% APY · $51.60/token
587 Jefferson Ave
Rochester, NY · Duplex
$92,000
10.1% APY · $50.10/token
3113 Brinwood Dr
Houston, TX · Single Family
$165,000
7.9% APY · $53.40/token
25097 Andover Dr
Dearborn Heights, MI · Single Family
$105,000
9.3% APY · $60.68/token
4852 Horton Rd
Cleveland, OH · Single Family
$78,500
9.6% APY · $49.75/token
272 NE 42nd Court
Deerfield Beach, FL · Single Family
$185,000
7.2% APY · $108.83/token
8181 NW 8th St
Miami, FL · Multi Family
$215,000
6.8% APY · $55.20/token
2661 Aleen Dr SE
Atlanta, GA · Single Family
$128,000
8.3% APY · $51.60/token
587 Jefferson Ave
Rochester, NY · Duplex
$92,000
10.1% APY · $50.10/token
3113 Brinwood Dr
Houston, TX · Single Family
$165,000
7.9% APY · $53.40/token
25097 Andover Dr
Dearborn Heights, MI · Single Family
$105,000
9.3% APY · $60.68/token
4852 Horton Rd
Cleveland, OH · Single Family
$78,500
9.6% APY · $49.75/token
272 NE 42nd Court
Deerfield Beach, FL · Single Family
$185,000
7.2% APY · $108.83/token
8181 NW 8th St
Miami, FL · Multi Family
$215,000
6.8% APY · $55.20/token
2661 Aleen Dr SE
Atlanta, GA · Single Family
$128,000
8.3% APY · $51.60/token
587 Jefferson Ave
Rochester, NY · Duplex
$92,000
10.1% APY · $50.10/token
3113 Brinwood Dr
Houston, TX · Single Family
$165,000
7.9% APY · $53.40/token
25097 Andover Dr
Dearborn Heights, MI · Single Family
$105,000
9.3% APY · $60.68/token
Verified RWA Products
Only products we've verified as operational and accessible to retail investors. For higher-risk yield options, see our DeFi staking guide.
Ondo USDY
US Treasury-backed yield token
Details
- Yield tracks US Treasury rate (check ondo.finance for current APY)
- Backed by short-term US Treasuries + bank deposits
- Available on Ethereum, Solana, Mantle
- KYC required
Considerations
- Not available to US persons
- Redemption takes 1-3 business days
- Yield fluctuates with US interest rates
RealT
Tokenized US rental properties
Details
- Rental income yield (varies by property — check realt.co)
- Min investment: $50
- Actual US property ownership (fractional)
- Weekly rent payments in xDai/USDC
Considerations
- Properties concentrated in Detroit/Chicago
- Illiquid — hard to sell quickly
- Property management risk
- KYC required
Lofty
Tokenized US real estate (Algorand)
Details
- Min investment: $50
- US properties (wider geographic spread)
- Daily rent distributions
- Built on Algorand blockchain
Considerations
- Algorand ecosystem (less DeFi composability)
- Newer platform, less track record than RealT
- US tax implications
Market Overview
TVL data from DefiLlama (updated hourly). Product details are editorially maintained.
$1.9B
Total RWA TVL
+4.46%
TVL Change (7d)
2
Protocols Tracked
Protocol TVL Breakdown
Maple
Ethereum, Solana
$1.9B
+4.47% 7d
Goldfinch
Ethereum
$1M
-1.32% 7d
What is RWA Tokenization?
Real-World Asset (RWA) tokenization puts traditional financial instruments on the blockchain. Instead of opening a US brokerage account (impossible for many emerging market residents), you can access US Treasury yields or invest in rental properties through crypto tokens — starting from just $50. Compare current stablecoin yield rates to see how RWA returns stack up against DeFi lending.
US Treasuries
Government-backed yields
Real Estate
Fractional property ownership
Global Access
No US brokerage needed
RWA Product Comparison
Side-by-side comparison of verified RWA platforms. Ondo TVL and APY from DefiLlama (hourly). Other product details editorially maintained.
| Product | Type | APY | Min Invest | KYC | Risk | TVL |
|---|---|---|---|---|---|---|
| Ondo USDY | US Treasuries | ~4.5% | $500 | Required | Low | $600M |
| RealT | Real Estate | 8–12% | $50 | Required | Medium | $100M+ |
| Lofty | Real Estate | 6–10% | $50 | None | Medium | $30M+ |
TVL data sourced from DefiLlama. Real estate TVL estimated from platform disclosures.
Products We Don't Include
The RWA Market in 2026
RWA tokenization has grown from $1B to $1.9B+ in Total Value Locked since 2023. With the GENIUS Act passing in 2025 and traditional finance institutions entering the space, this sector is expected to reach $100B+ by 2028. We're tracking this space closely and will update this page as new, verified products launch. You can also explore tokenized gold as another real-world asset class, or check on-ramp costs to fund your investments.
$1.9B
Total RWA TVL
2025
GENIUS Act Passed
$100B+
Expected by 2028
Related Guides
Last updated: March 2026
Former TradFi analyst turned full-time stablecoin researcher. Covering real-world costs, yields, and spending options across emerging markets. We only recommend platforms we personally use.
Fees, rates, and availability change frequently — always verify on the official platform before transacting.
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