RWA: Real-World Assets on Chain
Access US Treasury yields, tokenized real estate, and more — invest in the real economy with stablecoins. Start by buying USDT or USDC.
3
Verified Products
50
Min Invest ($)
$2.4B
Tracked TVL
Market Overview
TVL data from DefiLlama (updated hourly). Product details are editorially maintained.
$2.4B
Total RWA TVL
+15.11%
TVL Change (7d)
2
Protocols Tracked
Protocol TVL Breakdown
Maple
Ethereum, Solana
$2.4B
+15.12% 7d
Goldfinch
Ethereum
$2M
-1.27% 7d
What is RWA Tokenization?
Real-World Asset (RWA) tokenization puts traditional financial instruments on the blockchain. Instead of opening a US brokerage account (impossible for many emerging market residents), you can access US Treasury yields or invest in rental properties through crypto tokens — starting from just $50. Compare current stablecoin yield rates to see how RWA returns stack up against DeFi lending.
US Treasuries
Government-backed yields
Real Estate
Fractional property ownership
Global Access
No US brokerage needed
Verified RWA Products
Only products we've verified as operational and accessible to retail investors. For higher-risk yield options, see our DeFi staking guide.
Ondo USDY
US Treasury-backed yield token
Details
- Yield tracks US Treasury rate (check ondo.finance for current APY)
- Backed by short-term US Treasuries + bank deposits
- Available on Ethereum, Solana, Mantle
- KYC required
Considerations
- Not available to US persons
- Redemption takes 1-3 business days
- Yield fluctuates with US interest rates
RealT
Tokenized US rental properties
Details
- Rental income yield (varies by property — check realt.co)
- Min investment: $50
- Actual US property ownership (fractional)
- Weekly rent payments in xDai/USDC
Considerations
- Properties concentrated in Detroit/Chicago
- Illiquid — hard to sell quickly
- Property management risk
- KYC required
Lofty
Tokenized US real estate (Algorand)
Details
- Min investment: $50
- US properties (wider geographic spread)
- Daily rent distributions
- Built on Algorand blockchain
Considerations
- Algorand ecosystem (less DeFi composability)
- Newer platform, less track record than RealT
- US tax implications
RWA Product Comparison
Side-by-side comparison of verified RWA platforms. Ondo TVL and APY from DefiLlama (hourly). Other product details editorially maintained.
| Product | Type | APY | Min Invest | KYC | Risk | TVL |
|---|---|---|---|---|---|---|
| Ondo USDY | US Treasuries | ~4.5% | $500 | Required | Low | $600M |
| RealT | Real Estate | 8–12% | $50 | Required | Medium | $100M+ |
| Lofty | Real Estate | 6–10% | $50 | None | Medium | $30M+ |
TVL data sourced from DefiLlama. Real estate TVL estimated from platform disclosures.
Products We Don't Include
The RWA Market in 2026
RWA tokenization has grown from $1B to $2.4B+ in Total Value Locked since 2023. With the GENIUS Act passing in 2025 and traditional finance institutions entering the space, this sector is expected to reach $100B+ by 2028. We're tracking this space closely and will update this page as new, verified products launch. You can also explore tokenized gold as another real-world asset class, or check on-ramp costs to fund your investments.
$2.4B
Total RWA TVL
2025
GENIUS Act Passed
$100B+
Expected by 2028
Related Guides
EverythingStablecoin Research Team
Independent research covering stablecoin costs, yields, and spending options across emerging markets. Data-driven, no sponsored content.
Fees, rates, and availability change frequently — always verify on the official platform before transacting.