Earn Crypto Cashback
Get cryptocurrency rewards on everyday purchases. Spend as usual, earn BTC, CRO, BNB, and more with every swipe. Compare with crypto debit cards for the best spending options.
6
Platforms
8%
Up to
Crypto
Paid in
How Crypto Cashback Works
Earn cryptocurrency every time you spend — no extra effort, no complicated setup. You can also earn yield on idle stablecoins through DeFi lending.
Sign Up
Pick a crypto cashback card or install a browser extension. Most are free to start.
Link & Fund
Load your card with crypto or fiat, or connect the extension to your browser.
Shop & Earn
Make purchases as usual. Cashback is automatically credited in crypto.
Platform Comparison
Compare cashback rates, reward tokens, and requirements across top platforms. Need to fund a card? See our stablecoin buying guide.
| Platform | Cashback Rate | Reward Token | Requirement | Type |
|---|---|---|---|---|
 Crypto.com Card | Up to 8% | CRO | CRO staking required | Visa Card |
 Binance Card | Up to 8% | BNB | BNB holding required | Visa Card |
 Coinbase Card | Up to 4% | Crypto (choice) | No staking needed | Visa Card |
F Fold Card | Up to 1.5% | BTC | None | Visa Card |
L Lolli | Varies by store | BTC / USD | Browser extension | Browser Extension |
S StormX | Up to 87.5% | STMX / ETH / BTC | App or extension | Shop-to-Earn |
Platform Details
Deep dive into each platform — features, pros, and how to get started. Want to spend crypto on gift cards or travel bookings? We cover those too.
Crypto.com Card
Get Crypto.com Card- Tiered rewards: higher CRO stake = higher cashback (1%–8%)
- Free Spotify, Netflix, and Amazon Prime reimbursements on higher tiers
- No annual fees — card is free with staking
- Available in 40+ countries
Binance Card
Get Binance Card- Cashback rate based on average BNB balance (0.1%–8%)
- Spend crypto directly — auto-converts at point of sale
- Zero card issuance and maintenance fees
- Supported in EEA and select countries
Coinbase Card
Get Coinbase Card- Choose your reward: BTC, ETH, DOGE, or other supported crypto
- No staking or token holding required
- Spend USDC with no conversion fees
- Available in US and select EU countries
Fold Card
- Bitcoin-only rewards — earn sats on every purchase
- Spin-the-wheel bonus rewards on each transaction
- No crypto selling or conversion — pure BTC accumulation
- US-based, available nationwide
Lolli
- Earn BTC or cash back at 10,000+ online stores
- Browser extension activates automatically at partner sites
- Partners include Walmart, Nike, Booking.com, and more
- No card needed — works with existing payment methods
StormX
- Highest cashback rates in the market (up to 87.5% on select deals)
- Earn on 1,000+ brands through app or browser extension
- Stake STMX tokens to boost cashback multiplier
- Withdraw rewards in STMX, ETH, or BTC
Risks & Considerations
Token volatility
Cashback is paid in crypto tokens (CRO, BNB, BTC). Their value fluctuates — your 5% cashback could be worth more or less by the time you use it.
Staking requirements
Higher cashback tiers on Crypto.com and Binance require locking up thousands of dollars in CRO or BNB, which carries its own risk.
Geographic restrictions
Not all cards and platforms are available worldwide. Regulatory changes can affect availability in your country without notice.
Tax implications
Selling or converting crypto cashback rewards may trigger capital gains tax events. Keep records of all rewards received for tax reporting.
Frequently Asked Questions
Is crypto cashback taxable?
In most jurisdictions, crypto cashback is treated as a discount or rebate at the time of receipt, so it is not taxable income. However, if you later sell the crypto at a profit, capital gains tax may apply. Consult a tax professional for your specific situation.
Do I need to stake tokens to earn cashback?
It depends on the platform. Crypto.com and Binance require staking their native tokens (CRO or BNB) for higher cashback tiers. Coinbase, Fold, and Lolli do not require any staking.
Can I convert cashback rewards to stablecoins?
Yes. Most platforms let you convert earned rewards (CRO, BNB, BTC, etc.) to USDT or USDC on the same platform or by transferring to an exchange.
Are crypto cashback cards available worldwide?
Availability varies. Crypto.com and Binance cards are available in many countries but not all. Coinbase Card is primarily US and EU. Browser extensions like Lolli are US-focused. Always check regional availability before signing up.
What happens if the reward token drops in value?
Your cashback is denominated in the reward token. If CRO, BNB, or BTC drops in price, the dollar value of your rewards decreases. This is the main risk of crypto cashback compared to fiat cashback programs.
Related Guides
EverythingStablecoin Research Team
Independent research covering stablecoin costs, yields, and spending options across emerging markets. Data-driven, no sponsored content.
Fees, rates, and availability change frequently — always verify on the official platform before transacting.